14. Risk Factors & Disclaimer

This whitepaper contains forward-looking statements and should be read together with the full risk disclosures.

Forward-Looking Statements

This document includes forward-looking statements that reflect management's current views and assumptions as of its date and may change. Such statements are not guarantees of future results and are subject to known and unknown risks and uncertainties that could cause actual results to differ materially.

You should consider these risks when evaluating any forward-looking statement.

Selected Risk Factors

• Regulatory risk: the treatment of virtual assets, tokenized real-world assets, and biological materials is evolving and varies by jurisdiction; changes may affect the platform's availability or operation.
• Biological asset risk: samples may degrade, fail quality criteria, or otherwise become impaired; intrinsic value, viability, and future utility are not guaranteed.
• Market & liquidity risk: token values may be volatile and liquidity may be limited; you may not be able to transact when desired, and you could lose your entire investment.
• Technology & custody risk: blockchain networks, smart contracts, and storage systems carry operational and cybersecurity risks; some on-chain records may be immutable.

Important Notice

This whitepaper is provided for general information only. It does not constitute an offer, solicitation, or recommendation to buy or sell any token, security, or biological asset, and is not investment, legal, tax, accounting, or medical advice.

Tokens and services may not be available in all jurisdictions and are specifically prohibited where unlawful. Past performance is not a reliable indicator of future results; there is a risk of total loss.

Please seek advice from qualified professionals and review Bricopia's Terms and Conditions, Privacy Policy, and Risk Disclosure before making any decision.

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